This document is for your private and confidential use only, and not intended for broad usage or dissemination. Past performance is no guarantee of future returns. 

This report is not intended to be relied upon as a forecast, research, or investment advice. Although this material is based upon information the advisor considers reliable and endeavors to keep current, the advisor does not assure that this material is accurate, current, or complete, and it should not be relied upon as

such.